First Mortgage?

[exrider416]

Who have you guys had the best luck with on your mortgages? Website? Local bank/credit union? etc?

[45133Stanger]

I second this question!

[331lx]

I went with merchants bank and trust for mine. No problems what so ever...

[LETHALSTANG]

US Bank was & still is Awesome!!!

[qwk93ta]

Guardian Savings....I just did a refi, 3% for 15 yrs $250 in closing costs. On a new purchase I think it's $500.

[RACEME]

Guardian Savings....I just did a refi, 3% for 15 yrs $250 in closing costs. On a new purchase I think it's $500.

We have used Guardian also. There is a guy by the name of David Klein. He was great to work with and made sure you understood every dollar on the forms.

[duststang]

Union savings or Guardian

[cstreu1026]

I've used Union Savings in the past and its hard to beat their combination of closing costs and rates but we are currently with Wright Patt Credit Union which I believe has started moving in to the Cincinnati market. Their rates were even better than USB's. The last time I looked they were at 3.5% on a 30 yr. and 2.75% on a 15 or 10 yr.

[akagreg3]

i got my first with bill landwehr @ American mortgage, hes the VP and very good at what he does, lol you can tell when the banker starts shakin there legs thing are moving in there head,

GL

[DSSKing68]

Union Savings.... +1000

[Black Horse]

Depends on what you are buying/risk factors etc. Local banks and credit unions are always better to work with and usually have better interest rates.

[qwk93ta]

I've used Union Savings in the past and its hard to beat their combination of closing costs and rates but we are currently with Wright Patt Credit Union which I believe has started moving in to the Cincinnati market. Their rates were even better than USB's. The last time I looked they were at 3.5% on a 30 yr. and 2.75% on a 15 or 10 yr.

My son's loan on his 03 F250 Diesel is with Wright Patt Credit Union. They have funny requirements, I'm not on the loan, but I had to open a checking account because my son works in NKY and not Ohio (and we live in Butler county).

[cstreu1026]

I've never run in to anything odd with them but having an account with them I think is pretty standard for a credit union.

[redfirepearlgt]

PNC -never an issue with good credit.

[Blkcobra01]

Union savings bank.